Financial decision making ability develops when you are financially literate. A genuine Certified Financial Planner will educate you and assist you in implementing action plans laid down in the Financial Plan. “We were not taught financial literacy in school. It takes a lot of work and time to change your...
The Akhtars are ready to do what it takes to put their finances in order Difficult times helped Dr Nasim Akhtar, a neurosurgeon based in Kolkata, sharpen his financial perspective. In 2006-07, he was managing his family’s construction business as well as practising medicine. In 2012, he suffered from...
While you retire it doesn’t mean that you are retiring from your life. It doesn’t mean that you don’t need regular income. The old saying is true, “Retirement is quite different from two-week vacation.” If you’re a pre-retiree, you may be too busy focusing on your current circumstances like...
Many investors randomly invest without following any particular Investment Plan. Investment Plan is a part of your Financial Plan. Investment Plan emphasizes on processes. It helps you to achieve your financial goals or objectives in a systematized way. As per your Financial Plan, you may have short term, medium...
Once we were asked by one of our doctor clients that his friend gets free of cost investment advice & financial plan from a distributor. We asked our client, “Being a surgeon, do you operate your patients without fee?” If you do so, how will you be compensated?” We...
Due to macroeconomic changes you’re exceptionally thinking to hire a professional for legitimate guidance. In the rapid economic changing scenario, you hardly get guaranteed rate of return on your investments. Simultaneously, interest rates are deteriorating by the day. You can hardly offset inflation & income tax if you pursue...
I call this “Bare Bones Financial Strategy.” The reason behind my discussion is to emphasize the essential elements of the Financial Strategy related to own startup after quitting job. One can change the business/professional strategy over a period of time through reviews after s/he quits job. You need to...
Uncertainty is possibility of an outcome, i.e. what you expect may or may not appear. While we say future never resembles the past, we mean our future is uncertain. As Financial Adviser in Kolkata, we make you aware of things which are uncertain. The only certain things are our...
Tuhin and Tandra Paul took right steps to build their retirement corpus just in time to avoid the effects of inflation. Life after retirement is often not what one expects it to be. And inflation can make things doubly difficult. Kolkata-based Tuhin and Tandra Paul took steps just in...
Most pensioners believe in employment benefits which sounds good. But, in practice, it’s not defined benefit pension plan. If not understood, it’ll be an illusion. Pension income or Fixed Income Plans (passive) is not enough for you after you retire from work-life. Practical example showing why only pension income...
REGULATORY DISCLOSURE
Arijit Sen is a SEBI Registered Investment Advisor [INA300012723].
Below details are mentioned from SEBI’s SCORES portal as of May, 2026 as mandated by SEBI
| DETAILS | NO. OF COMPLAINTS |
|---|---|
| At the beginning of the month | 0 |
| Received during the month | 0 |
| Resolved during the month | 0 |
| Pending at the end of the month | 0 |
| Reason for pendency | N.A. |
As per SEBI Circular No. SEBI/HO/OIAE_IAD-1/P/CIR/2023/131, dated July 31, 2023, link to Online Dispute Resolution: https://smartodr.in/login