Archive for Category: Investment Planning

Prudent management of personal finances gives you peace of mind

If personal finance is a concern for you, follow the basics

What is Personal Finance? Personal Finance construes all financial resolutions and implementations of resolutions of an individual or household which includes budgeting, insurance planning, mortgage planning, savings and retirement planning, income tax & estate planning and so on. Hardly any individual religiously maintains his budget. Budget is basically projected...

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Financial Advisor will develop asset allocation strategies for you to make your financial goals achievable

Asset allocation variables should be assessed before investing

Asset allocation is like a rudder to balance one’s risk and investment portfolio return. An Investment Adviser tries to understand the risk profile of an investor, his investment time horizon & investment objectives.  Through financial planning processes, an Investment Adviser understands client’s personal qualitative and quantitative factors.  He also...

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Chasing only return on investment can prove to be fatal

Why chase return on investment when you should focus on financial goals

Chasing return on investment without knowing your subtle subjective issues of life is futile for your financial health. You have responsibilities and commitments towards your family. You know your aspirations of life. You wish to fulfill all your financial commitments within your working period (earning phase). People ponder that...

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Real Estate Investment vs Mutual Fund Investment

All investments are good. But while you ask whether it is good for you, my opinion would be that it depends on your risk profile, investment time horizon, objective of investment, net worth, cash flow, family structure, age, health, man power, occupation and nature of job and various other...

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