What is Personal Finance? Personal Finance construes all financial resolutions and implementations of resolutions of an individual or household which includes budgeting, insurance planning, mortgage planning, savings and retirement planning, income tax & estate planning and so on. Hardly any individual religiously maintains his budget. Budget is basically projected...
Asset allocation is like a rudder to balance one’s risk and investment portfolio return. An Investment Adviser tries to understand the risk profile of an investor, his investment time horizon & investment objectives. Through financial planning processes, an Investment Adviser understands client’s personal qualitative and quantitative factors. He also...
Chasing return on investment without knowing your subtle subjective issues of life is futile for your financial health. You have responsibilities and commitments towards your family. You know your aspirations of life. You wish to fulfill all your financial commitments within your working period (earning phase). People ponder that...
All investments are good. But while you ask whether it is good for you, my opinion would be that it depends on your risk profile, investment time horizon, objective of investment, net worth, cash flow, family structure, age, health, man power, occupation and nature of job and various other...
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Inflation and Income Tax is a matter of worry for all. You set financial goals you’re willing to reach for. Goals may be retirement, higher education & marriage, buying a house and car, international vacation, startup capital and even emergency fund etc. The best way to reach your goals...




