Office Address:
Abhinandan Tower, Fourth Floor, Flat No. 4A,
1368, Survey Park, Kolkata: 700075, West Bengal, India.
Contact Nos.: +91 9674663431, +91 7596063604

Email Address:

For Arijit Sen–
arijitsen@merrymind.in

For Uttam Kumar Sen–
uttamsen@merrymind.in

For Enquiries–
admin@merrymind.in

Call: +91 9674663431 | Email: admin@merrymind.in

Arijit Sen is a SEBI Registered Investment Advisor, a Certified Financial Planner & a Qualified Personal Finance Professional ®

He is a fee-only Financial Advisor specialized in dealing with people’s issues related to personal finance.

Uttam Kumar Sen is a Certified Financial Planner & a Certified Financial Transitionist ®

He is a proficient practitioner specialized in addressing both financial and non financial concerns of his clients.

We fulfill your requirements through tailored processes involving the following:

Personal Financial Planning

Financial planning involves technical processes encompassing personal aspects, thereby giving you a framework. As Certified Financial Planners, we can make people understand their financial situations, design the goal matrix & derive means of achieving those goals through financial planning processes. Different life stages reflect different and unique requirements. Having a financial plan in place gives you peace of mind.

Investment Advice

Investment Advice

As Investment Advisor, we work in fiduciary capacity. We believe in providing unbiased solutions to people. We develop goal based investment portfolio based on unique behavior of each individual investor, the specific requirements and empower each client to be prudent and emotionally steady. Thorough analyses of both quantitative and qualitative inputs we may arrive at suitable unambiguous recommendations.

Financial Awareness Campaign

 As Investment Advisor & Financial Planner, we nurture your relationship with money & make you aware of various aspects of your personal finance. We intend to develop your understanding about your personal finance so as to enable you to avoid common money mistakes & achieve financial wellness. The journey towards financial wellness becomes smooth when you are financially aware.

Uttam Kumar Sen

As a Certified Financial Transitionist ® and a Certified Financial Planner in Kolkata, he ensures to provide solution for any problems or queries with your existing insurance, investments, assets, debts etc. He conducts Financial Literacy Awareness Campaigns for the members of Housing Societies, Associations, Clubs, Companies and Educational Institutions which help them analyze the rewards and risks associated in order to make informed choices. His focal point is making people understand the need and importance of financial planning. He engages himself to understand the uniqueness of your personal financial concerns. A financial coach is unlike other financial professionals. He allocates more qualitative time by extending hands to his clients, makes them understand fundamentals of personal finance, by not recommending any insurance and investments products like agents and distributors, stock brokers or bank relationship managers. Clients feel comfortable in sharing their unique personal concerns as they know he’ll help them sail through. He believes that one has to maintain a good quality of life – “peace”, “health” and “money” are inseparable in one’s life.

He started his journey as a life insurance agent in 1986, that too by chance and not by choice. Although it’s a noble profession, he didn’t enjoy the profession by reason of Sales Target/Premium Target. He attended Agents Development Programme in Institute of Insurance & Financial Sciences Education, Research & Training, Pune in February, 1988. He successfully completed diploma course in Life Insurance Marketing in January, 1989 by submitting dissertation on Insurance. He also attended Advance Agents Development Programme in Institute of Insurance & Financial Sciences Education, Research & Training, Pune in January, 1992. In order to write his observations on “Retirement”, he attended Vanaprastha Seminar for 7 days in Chinmaya Mission, Kolkata in 1993 after taking special permission.

Uttam Kumar Sen, Certified Financial Planner

Arijit Sen

Arijit Sen is a Certified Financial Planner, a Qualified Personal Finance Professional ® & a SEBI Registered Investment Advisor in individual capacity (Registration No.: INA300012723). He works as a Fee Only Financial Advisor in Kolkata. He has been confident in providing personal financial planning and investment advisory services. He believes conflict-free advice is like gold dust. He considers this as an opportunity to honestly address people’s financial as well as non-financial concerns and guide them towards tranquility. Being the second generation in this profession, his focus has been to take forward his father’s beliefs, principles and culture. He understands the responsibility bestowed on him and wishes to hand-hold clients towards their life-goals. He grew up closely following his father who has been in the field of personal finance for the last 33 years. He was strong-willed to join his father’s profession surrounding personal finance. The way his father has been dealing with clients, it always fascinates him. Clients are contented for the services they have been receiving. This is what propelled Arijit to become a fee-only Financial Advisor and take his father’s noble endeavor forward. He used to sit inside the office room as his father attended clients. During this experience, he developed the habit of understanding a person’s attitude. This in turn helped both father and son to take client’s risk profiling process to a whole new level, involving rigorous analysis. During his college days, he accompanied his father in Financial Well-being Campaigns. It allowed him to develop superlative interest in the field of personal finance. Since 2014, he has been actively engaging with clients and dealing with Mutual Fund Investment portfolios. He wishes to take his practice forward and put smiles on clients’ faces.

Arijit Sen, Investment Advisor

As Investment Advisor in Kolkata, we believe that only traditional financial plan doesn’t work during client’s transitional phases. Transition is a process of changing, or a change from one form or condition to another. Almost all people have experienced any of the below stated transitional situations. Transition refers the following major life events, where major changes in life are challenging and inescapable:

As Fee Only Financial Planner in Kolkata, we co-operate with clients to achieve their cherished goals in desired time-frame as per their

Risk Profiles
Unique Personal Factors
Macroeconomic Conditions

Each person’s personal situation is different – their goals, dependencies, income levels, commitments, risk capacity and tolerance, years to retirement, etc. A principled Financial Planner will take into account all these and come up with a solution that is best suited for that person. Hence, investment style and philosophy will vary from person to person. As, Investment Advisor and Certified Financial Planner in Kolkata, we do not follow “one size fits all” approach.

Our mode of operation as Investment Advisor

With availability of telecommunication tools and modern technology, one can have Audio / Video conversations with us from any location apart from face to face meetings. We have been using remote access software tools for video/audio calling and have been servicing clients from across the country & even abroad. As Investment Advisor, apart from Kolkata, we have clients from Mumbai, Chennai, Hyderabad, Bangalore, New Delhi, etc. We have clients even from smaller towns like Burdwan, Cooch Behar, etc. We have been dealing with clients from abroad from countries like United States of America, Sri Lanka, Sweden, Germany, UAE, Oman, Qatar, Bangladesh, Kenya etc. We are able to offer the same experience as in personal meetings. You don’t need to worry about that aspect when you work with us.

Blogs

Our Happy Clients

Life is a journey a long journey with its ebbs and flows. It has different phases and one has to shoulder varied responsibilities in those phases. One has to set a goal in life and plan and prepare accordingly to achieve that goal. There are so many variables and external factors morphing into this endeavour, on which one may or may not have control. But the fact of the matter is, one must not lose focus from the goal and shift the post repeatedly and indefinitely. Once you have finished your education and entered your professional and earning phase, you must set your financial goal and visualize yourself as to where do you want to see yourself in a definite timeframe of five years, ten years, fifteen years like that with your added responsibilities and also how do you want to spend your post-retirement and old age. Taking all these factors into consideration, one must have a sound financial planning in association with all the members of the family with active guidance and help of an expert and professional financial planner. This is not a self help job and is best left to experts in the field. During the early years of my earning life, I had no such expertise available to me and there were not many avenues of wealth generation known to me. For last 14 odd years, Mr. Uttam Sen of Merry Mind is actively guiding me in achieving my time bound financial goals and targets. It gives us all the desired peace of mind which we look for. Mr. Uttam Sen and Mr. Arijit Sen of Merry Mind are very dependable, trustworthy, efficient and knowledgeable people in the job. They are quite candid and honest in their assessment and most importantly, match my wavelength. Periodical review is an essential pre-requisite of this planning and must be carried out.

Dr. Collin Roy, Kolkata

Medical Practitioner

Our Happy Clients

I took some time off during this weekend to look at my portfolio that is being manged by Mr. Uttam Kumar Sen since last 10 years and thereafter by Arijit Sen. These 10 years have been very eventful in my life in different ways - My father suffered from a massive heart attack in 2009 and had undergone prolonged treatments for two years till he passed away in 2011 after living happily for 80 years My mother became dependent on me since 2011 and as a son I have been taking care of all her needs and medications including a major surgery in Jan 2019. My son, Rishav, passed his 10th and 12th grades and then completed his B.Tech in 2017. He started his M.Tech in 2018 at Denmark Technical University We bought our flat in Mumbai in May 2019 I moved out of India with my wife for better professional opportunity in 2014 and returned in Feb 2019 During these last ten years I had simply followed Uttam's advice (must say without very less debate and argument with him) which had helped me to sail through these eventful 10 years. FY 2018-19 had been one of the most volatile years with major market fluctuations in terms of investments. FY 2019-20 continues to be turbulent as I write this email. However, when I looked at my portfolio today, I felt reasonably happy with decent returns that I have received even in unfavorable market situations. I am sure Arijit will take Merry Mind to greater heights as you have got a good foundation created by your father, Mr. Uttam Kumar Sen. It’s needless to say that you have to continue to handle my portfolio for next 25 years, if not more. Thank you for your support. All my best wishes and regards to you all.

Mr. Abhijit Bose

Chief Marketing Officer, MNC, Chemical Industry, Chennai, India

Our Happy Clients

It was early 2017. It was cold in Sweden and I was an unhappy employee of a big MNC. I was thinking and searching on financial independence as I was thinking to start my own venture. Then I found an article inn Mr Uttam Kumar Sen’s blog on financial literacy; I was moved. While coming to Kolkata, during a vacation, I contacted Mr Uttam Kumar Sen and asked him a question, “Can I leave a stable and well-paid job and start on my own ?” He smiled and asked me to tell him about my current status and what exactly I am thinking for my future. He spent 7-8 hrs a day to listen to my stories and even my spouse was a part of those discussions. After a number of sessions, he assessed my assets and liabilities, presented my financial plan. He even prepared a bare bone financial plan and lot of other artifacts. He, as an adviser, never asked me to follow a suggested path, rather encouraged me to take an informed decision by own. I express my heartfelt respect to him, not as a financial planner but also as a coach to transition of my career path. I also thanks to Mr Arijit Sen, who is playing role of my investment adviser now-a-days. The care I am receiving from Merry Mind and Sen family, I never count it as a mere client-planner relationship, it is far beyond that. I highly recommend others to connect with Merry Mind and share your financial concerns with them and enjoy life. I wish all the best to Merry Mind and Sen family.

Mr. Samarjit Ghosh

Educationist, Chemisrty, Kolkata, India

Memberships & Associations as Investment Advisor

Who are working with us?

Articles Featured in Media

Name of Investment Advisor: Arijit Sen

Type of Registration: Individual

Registration number: INA300012723

Validity of Registration: March 18, 2019 to Perpetual

Office Address: Abhinandan Tower, Fourth Floor, Flat No. 4A, 1368, Survey Park, Kolkata: 700075

Phone No.: +91 9674663431
Email of Investment Advisor:  arijitsen@merrymind.in 

Email for enquiries: admin@merrymind.in

Corresponding SEBI regional/local office address: L&T Chambers, 3rd Floor, 16 Camac Street, Kolkata – 700017, West Bengal

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