When you start investing, one of the fundamental decisions you need to make is whether to choose active vs passive investing. This decision can affect your portfolio growth, the time and money you spend towards your investments, and achievement of all your time-bound financial goals. Let me clear up...
Investment planning for children is one of any parent’s most significant financial goals. Whether it’s funding their education, supporting their passions, or securing their future, a well-thought-out investment plan can make all the difference. As a Certified Financial Planner in Kolkata, I work with families with unique needs. Their...
Just as the Covid-rattled world economy is setting out towards recovery and growth, Russia-Ukraine crisis is a dampener on us. This article is a general opinion on Mid 2022 investment outlook to better your investing journey! Inflation has become a major concern now. Most of the things in our...
All of us save some part of our earnings and invest to achieve our time-bound financial goals. So, where do you invest your surplus? Broadly speaking, it depends upon your risk profile, investment objective, investment time horizon, personal aspects and macroeconomic factors. There are various asset classes to invest...
Investing is akin to gardening. Just like art and science are involved in gardening, investing requires decision-making and timely monitoring. You are sacrificing present consumption and investing your savings to meet your future requirements. Whether you are investing on your own or you are taking investment advisory services from...
Systematic Withdrawal Plan (SWP) is a facility offered by Mutual Funds which allows the investors to specify withdrawal amount, withdrawal frequency and the number of withdrawals subject to availability of money in the invested scheme. For example, if an investor has invested Rs. 50,000 in a scheme and procured 500...
To relate with investment portfolio diversification, we may draw the example of a fruit seller. Usually, a fruit seller is selling variety of fruits. The reasons are quite simple. Consumer preferences vary. If a natural calamity like a hurricane wipes out the orange groves of a particular location, he...
A salaried employee gets a fixed and regular income/compensation for the services he/she renders to an employer/organization. Financial planning for salaried employee is critical because the future and present requirements of the family are to be met from the pre-defined and fixed income source. Major part of the income...
As a teenager you might have thought that life after retirement would be like a calm sea and there would be no struggle. Life is not fairly so simple. In reality, we have too many commitments. Retirement means you’re not retiring from life but you’re retiring from your workplace....
You may recognize how much you earn but you don’t count how you spend. This is the root cause of money mistakes Expense management sheet may sound good for you. But how to go about the same? “Money isn’t everything…but it ranks right up there with oxygen.”― Rita Davenport...
REGULATORY DISCLOSURE
Arijit Sen is a SEBI Registered Investment Advisor [INA300012723].
Below details are mentioned from SEBI’s SCORES portal as of May, 2026 as mandated by SEBI
| DETAILS | NO. OF COMPLAINTS |
|---|---|
| At the beginning of the month | 0 |
| Received during the month | 0 |
| Resolved during the month | 0 |
| Pending at the end of the month | 0 |
| Reason for pendency | N.A. |
As per SEBI Circular No. SEBI/HO/OIAE_IAD-1/P/CIR/2023/131, dated July 31, 2023, link to Online Dispute Resolution: https://smartodr.in/login