Judicious Financial Plan implementation processes and review at regular intervals makes your journey towards financial freedom less disruptive. It’s the tendency of any human being to stick to one’s own comfort zone. It’s really difficult to leave your comfort zone. To you, comfort zone is safe and comfortable. Although,...
Hybrid Mutual Fund is a category of Mutual Fund that is represented by diversification among two or more asset classes. It can be a mixture of debt, equity, gold, real estate, etc. in different proportions based on the investment objective. A Mutual Fund is a type of financial vehicle...
A Mutual Fund is a type of financial vehicle made up of a pool of moneycollected from large number of investors to invest in securities such as stocks, bonds, money market instruments, and other assets. Each Mutual Fund scheme is managed by professional Fund Manager(s). Equity Mutual Funds are...
A casual investor usually has less knowledge. He doesn’t follow calculated investment strategies. During business cycles, he’s the first ones to behave oppositely. Markowitz portfolio theory attempts to nail down investment decision-making in terms of risk and return. A casual investor ignores financial goals and respective planning horizons, thereby,...
One can relate business cycle with ECG (Electrocardiogram). Flat line indicates that economy is dead. No business in the world economy has a flat trajectory. Businesses have periods of economic expansion and contraction. Rather, the economic environment is dynamic than being static. Domestic as well as global economy has...
Investment strategies are naturally linked to your Financial Plan. Investment covers wide range of activities (investment vehicles) like investing money in certificates of deposit, bonds, equity shares or mutual funds, tangible assets, such as gold or other precious metals, real estate etc. All investment vehicles are good but not...
Having a Financial Plan, reviewing and monitoring the Financial Plan are indispensable processes in prudently managing your personal finance. You can’t deny the relevance any more in current rapid socio-economic changing scenarios. Like others, it’s not an exception for retirees. Rather it’s more important. Transitioning from accumulation phase (retirement...
Accomplishment of financial goals are one of the major fundamentals towards financial wellness. It is achievable if goals are S.M.A.R.T. We can say that nothing astounding will happen to you unless you gather the necessary courage and have strong conviction to accomplish your goals. Your aspirations are achievable through...
The Roys started their financial planning by setting goals and then investing towards them, putting them in a comfortable spot now. There are enough reports out there showing the higher returns that equity gives in the long run. Dr Collin Roy and his wife Rituparna Roy have gained from...
Dr Sujoy and Rupa Roychowdhury had to take some tough decisions to get their finances back in order. It is easy to lose track of finances, and a busy schedule doesn’t help matters. Dr Sujoy and Rupa Roychowdhury had to take some tough decisions to get their finances back...
REGULATORY DISCLOSURE
Arijit Sen is a SEBI Registered Investment Advisor [INA300012723].Â
Below details are mentioned from SEBI’s SCORES portal as of May, 2026 as mandated by SEBI
| DETAILS | NO. OF COMPLAINTS |
|---|---|
| At the beginning of the month | 0 |
| Received during the month | 0 |
| Resolved during the month | 0 |
| Pending at the end of the month | 0 |
| Reason for pendency | N.A. |
As per SEBI Circular No. SEBI/HO/OIAE_IAD-1/P/CIR/2023/131, dated July 31, 2023, link to Online Dispute Resolution: https://smartodr.in/login