Do you ever wonder where your money disappears at the end of the month? Whether it’s saving for a trip, paying bills, or planning for the future, financial decisions can feel overwhelming. But, what if you had the right knowledge to handle them with confidence? Personal financial education is...
Financial planning is all about living in the present and also planning for the future. Retirement planning is as much a psychological aspect as it is a financial one. When you are planning for retirement, you need to look beyond the retirement corpus you would need for a relaxed...
The Supreme Court took a decision on 4th November 2022 to allow higher pensions to eligible employees under the Employees’ Pension Scheme, 1995 (EPS-95). Following this decision, many are concerned about the eligibility criteria to opt for a higher pension. Before trying to understand whether you are eligible for...
We have come across many who are skeptical about when is the optimum time to formally start financial planning. The need to properly manage your personal finances is invariably imperative. But, unfortunately, skills to manage personal finances are not taught in schools. Thus, many end up taking unsuitable financial...
People are always searching for better career opportunities. Often, people get the opportunity to move abroad for career advancement. If you have found a suitable scope for yourself outside India, then a whole new world is waiting for you. You’ll start arranging a lot of things since you’re going...
The Roys started their financial planning by setting goals and then investing towards them, putting them in a comfortable spot now. There are enough reports out there showing the higher returns that equity gives in the long run. Dr Collin Roy and his wife Rituparna Roy have gained from...
We know about the physical, psychological & financial effects of an addiction. What about the family? Why and how will they face the financial crisis? “Your life is in your hands, to make of it what you choose.” – John Kehoe Practical Scenario Once I got a call from...
According to Uttam Kumar Sen, a certified financial planner, everybody should penny-pinch as it helps oneself to understand the worth of each penny and develop a sense of responsibility. “If you want to earn 8% interest to get Re. 1, you will have to invest Rs.12.50 for 1 year....







