Higher pension offered by EPFO: Should you opt out?
The Supreme Court took a decision on 4th November 2022 to allow higher pensions to eligible employees under the Employees' Pension Scheme, 1995 (EPS-95). Following this decision, many are concerned about the eligibility criteria to opt for a higher pension. Before trying
A Plan For Early Retirement Is Not Always A Choice – It Can Be A Compulsion
Have you thought of retirement as a phase of your life? You must have got a sense of your ideal retirement age. You should have made certain plans based on that timeline. Do you have a retirement plan in place?
Want to retire early at 45? Let’s get practical
If you are planning to retire early, please accept that you’re not the only one. Are you inspired to retire early or is it just a vague desire? If you are influenced by the FIRE movement - Financially Independent Retire
Retirement Planner needs to address far-reaching aspects in retirement
In India due to lack of Social Security System, people need to take special care for retirement kitty to meet expenses after retirement. Immediately after retirement, a retiree (salaried/professional) will stop getting the regular income check which was certain during
Retirement Planning Approaches Towards Well-being
As a teenager you might have thought that life after retirement would be like a calm sea and there would be no struggle. Life is not fairly so simple. In reality, we have too many commitments. Retirement means you’re not
Assembled outlook concerning your investment decisions
A casual investor usually has less knowledge. He doesn’t follow calculated investment strategies. During business cycles, he’s the first ones to behave oppositely. Markowitz portfolio theory attempts to nail down investment decision-making in terms of risk and return. A casual
You need your Financial Plan & Investment Strategy at every stage of life
Investment strategies are naturally linked to your Financial Plan. Investment covers wide range of activities (investment vehicles) like investing money in certificates of deposit, bonds, equity shares or mutual funds, tangible assets, such as gold or other precious metals, real
Financial Plan review process for retirees should not be disregarded
Having a Financial Plan, reviewing and monitoring the Financial Plan are indispensable processes in prudently managing your personal finance. You can’t deny the relevance any more in current rapid socio-economic changing scenarios. Like others, it’s not an exception for retirees.
Emotional decisions are affecting your journey towards Financial Freedom
Your financial freedom is disrupted once you are driven by emotions, i.e. anxiety, happiness, sadness, fear & greed. This happens when you follow your heart without allowing your mind to apply logic. Thus, you fail to plan rationally. Relying on
Retirement is starting for a new life: Plan for it accordingly
"Retirement, a time to enjoy all the things you never had time to do when you worked." - Catherine Pulsifer ➛ Have you ever thought about your post retirement life? ➛ How would you want to enjoy your life during post retirement