Your financial freedom is disrupted once you are driven by emotions, i.e. anxiety, happiness, sadness, fear & greed. This happens when you follow your heart without allowing your mind to apply logic. Thus, you fail to plan rationally. Relying on gut feelings, underestimating or overestimating your chances of success...
“Retirement, a time to enjoy all the things you never had time to do when you worked.” – Catherine Pulsifer ➛ Have you ever thought about your post retirement life? ➛ How would you want to enjoy your life during post retirement phase? ➛ How would you like to...
Before you leap to any financial decision, be it major or minor, you should always evaluate your cash flow. In simple terms, cash flow signifies your income (cash in) and expenses (cash out). You may consider the below mentioned factors to understand your present as well as future cash...
Financial decision making ability develops when you are financially literate. A genuine Certified Financial Planner will educate you and assist you in implementing action plans laid down in the Financial Plan. “We were not taught financial literacy in school. It takes a lot of work and time to change your...
The Akhtars are ready to do what it takes to put their finances in order Difficult times helped Dr Nasim Akhtar, a neurosurgeon based in Kolkata, sharpen his financial perspective. In 2006-07, he was managing his family’s construction business as well as practising medicine. In 2012, he suffered from...
While you retire it doesn’t mean that you are retiring from your life. It doesn’t mean that you don’t need regular income. The old saying is true, “Retirement is quite different from two-week vacation.” If you’re a pre-retiree, you may be too busy focusing on your current circumstances like...
Many investors randomly invest without following any particular Investment Plan. Investment Plan is a part of your Financial Plan. Investment Plan emphasizes on processes. It helps you to achieve your financial goals or objectives in a systematized way. As per your Financial Plan, you may have short term, medium...
Due to macroeconomic changes you’re exceptionally thinking to hire a professional for legitimate guidance. In the rapid economic changing scenario, you hardly get guaranteed rate of return on your investments. Simultaneously, interest rates are deteriorating by the day. You can hardly offset inflation & income tax if you pursue...
Tuhin and Tandra Paul took right steps to build their retirement corpus just in time to avoid the effects of inflation. Life after retirement is often not what one expects it to be. And inflation can make things doubly difficult. Kolkata-based Tuhin and Tandra Paul took steps just in...
Most pensioners believe in employment benefits which sounds good. But, in practice, it’s not defined benefit pension plan. If not understood, it’ll be an illusion. Pension income or Fixed Income Plans (passive) is not enough for you after you retire from work-life. Practical example showing why only pension income...
REGULATORY DISCLOSURE
Arijit Sen is a SEBI Registered Investment Advisor [INA300012723].
Below details are mentioned from SEBI’s SCORES portal as of May, 2026 as mandated by SEBI
| DETAILS | NO. OF COMPLAINTS |
|---|---|
| At the beginning of the month | 0 |
| Received during the month | 0 |
| Resolved during the month | 0 |
| Pending at the end of the month | 0 |
| Reason for pendency | N.A. |
As per SEBI Circular No. SEBI/HO/OIAE_IAD-1/P/CIR/2023/131, dated July 31, 2023, link to Online Dispute Resolution: https://smartodr.in/login