We are nearing end of April, 2020 and India is under complete nationwide lock-down due to coronavirus pandemic. As per experts, social distancing is the only way to arrest the cycle of infection. The Govt. of India has strictly told all citizens to stay at home and work from...
The basic purpose of life insurance is to create cash in case of sudden demise of a bread earner. Unfortunately, planning of death benefit for potential dependents is often ignored. In India, life insurance policies are sold as savings, tax sheltering schemes. As a result, the insured (bread earner)...
Our apprehension of personal finance began with our piggy banks. Whenever our close relatives gave us money, we gingerly put it in the piggy banks with the wish to buy something later. The concept of budgeting seeped in when we had to wisely spend our pocket money trying not...
Financial Plan for single parent is an essential guide in life’s journey. Divorce is calamitous on the person’s personal finances, especially living with dependent children. Emotional struggle during the divorce is undoubtedly miserable. The situation demands the single parent to regain control of his/her life. This involves becoming more...
In India due to lack of Social Security System, people need to take special care for retirement kitty to meet expenses after retirement. Immediately after retirement, a retiree (salaried/professional) will stop getting the regular income check which was certain during the working phase. This is the chapter where a...
When you want to construct a house, you approach an architect to create a plan before you start construction on the purchased land. Mostly, homeowners prefer to hire both architect and a home designer. Buying a house or a flat is one of the vital decisions of one’s life....
As a teenager you might have thought that life after retirement would be like a calm sea and there would be no struggle. Life is not fairly so simple. In reality, we have too many commitments. Retirement means you’re not retiring from life but you’re retiring from your workplace....
You may recognize how much you earn but you don’t count how you spend. This is the root cause of money mistakes Expense management sheet may sound good for you. But how to go about the same? “Money isn’t everything…but it ranks right up there with oxygen.”― Rita Davenport...
Both peace and happiness have been tagged as the most un-understood phenomenon in the world. Rather, everybody hopes to achieve happiness and chases the horizon. Happiness is a state of mind. It doesn’t lie in any tangible object(s). Happiness is an emotional feeling which depends on expectations, may be...
Judicious Financial Plan implementation processes and review at regular intervals makes your journey towards financial freedom less disruptive. It’s the tendency of any human being to stick to one’s own comfort zone. It’s really difficult to leave your comfort zone. To you, comfort zone is safe and comfortable. Although,...









