Situations in life can change at the drop of a hat. Unforeseen circumstances often put us under pressure. Negative events not only challenge our mental well-being but also our financial situation is put on the line. If cash flow and contingency fund are limited, they can create trauma. A...
Where will we be in six months, a year and 10 years from now? Were we moving too fast by taking things for granted? With the onset of the pandemic, we are being necessitated to change our way of living. The awful phase is adversely affecting the economy. Majorly...
Any choice is difficult because it also means sacrifice. Choosing something inherently means giving up something else. While taking any decision you have to be rational. But, do you know how to behave rationally while taking major decisions in life? During the decision-making process, primarily, you need to consider...
Macro-economic factors and/or geopolitical matters influence financial markets. Common macroeconomic factors include gross domestic product (GDP), the rate of employment, the phases of the business cycle, the rate of inflation, the money supply, the level of government debt, etc. So, rise and fall of financial markets due to rising crude oil...
The primary job of a licensed Financial Advisor is to professionally guide you in your personal financial aspects. Preferably, a licensed Financial Advisor is competent to write Financial Plan for you and your family in detail and also provide proficient financial advice in a fiduciary capacity. Commonly, financial planning...
We invest some part of our hard-earned money with the objective to grow our money over time and help us achieve our financial goals – be it buying a house, owning a car, making provision for retirement, provision for children’s future, going on our dream vacation, etc. In our...
Medical profession was, is and will prevail to be a noble profession. It is a matter of immense pride and honor for anyone to be a successful doctor. As medical practitioners, you are accustomed to long hours, including weekends and night shifts. The magnitude of change you, as a...
Personal finance and personal financial goal setting are intertwined when it comes to financial planning. Personal financial goals in life are always unique; it depends on person to person. There may be a big wish list but unless you identify your financial goals, it may look impossible to achieve...
A salaried employee gets a fixed and regular income/compensation for the services he/she renders to an employer/organization. Financial planning for salaried employee is critical because the future and present requirements of the family are to be met from the pre-defined and fixed income source. Major part of the income...
You may raise one question, “Why financial planning for women in India is exclusively necessary?” or, “Are there any distinct aspects in financial planning for women in India?” Arguably, women in India had been considered less important than men since early days and they have been facing various problems...









