‘I call my financial plan for retirement—safety at 60’
Tuhin and Tandra Paul took right steps to build their retirement corpus just in time to avoid the effects of inflation. Life after retirement is often not what one expects it to be. And inflation can make things doubly difficult. Kolkata-based
Only Pension or Fixed-Income Plans can’t meet retirement expenses
Most pensioners believe in employment benefits which sounds good. But, in practice, it’s not defined benefit pension plan. If not understood, it’ll be an illusion. Pension income or Fixed Income Plans (passive) is not enough for you after you retire
If personal finance is a concern for you, follow the basics
What is Personal Finance? Personal Finance construes all financial resolutions and implementations of resolutions of an individual or household which includes budgeting, insurance planning, mortgage planning, savings and retirement planning, income tax & estate planning and so on. Hardly any individual
Asset allocation variables should be assessed before investing
Asset allocation is like a rudder to balance one’s risk and investment portfolio return. An Investment Adviser tries to understand the risk profile of an investor, his investment time horizon & investment objectives. Through financial planning processes, an Investment Adviser
Why chase return on investment when you should focus on financial goals
Chasing return on investment without knowing your subtle subjective issues of life is futile for your financial health. You have responsibilities and commitments towards your family. You know your aspirations of life. You wish to fulfill all your financial commitments within
Real Estate Investment vs Mutual Fund Investment
All investments are good. But while you ask whether it is good for you, my opinion would be that it depends on your risk profile, investment time horizon, objective of investment, net worth, cash flow, family structure, age, health, man
Inflation & Income Tax are silent killers -Certified Financial Planner’s guide
Inflation and Income Tax is a matter of worry for all. You set financial goals you’re willing to reach for. Goals may be retirement, higher education & marriage, buying a house and car, international vacation, startup capital and even emergency fund