Dr Sujoy and Rupa Roychowdhury had to take some tough decisions to get their finances back in order. It is easy to lose track of finances, and a busy schedule doesn’t help matters. Dr Sujoy and Rupa Roychowdhury had to take some tough decisions to get their finances back...
The Akhtars are ready to do what it takes to put their finances in order Difficult times helped Dr Nasim Akhtar, a neurosurgeon based in Kolkata, sharpen his financial perspective. In 2006-07, he was managing his family’s construction business as well as practising medicine. In 2012, he suffered from...
Many investors randomly invest without following any particular Investment Plan. Investment Plan is a part of your Financial Plan. Investment Plan emphasizes on processes. It helps you to achieve your financial goals or objectives in a systematized way. As per your Financial Plan, you may have short term, medium...
Once we were asked by one of our doctor clients that his friend gets free of cost investment advice & financial plan from a distributor. We asked our client, “Being a surgeon, do you operate your patients without fee?” If you do so, how will you be compensated?” We...
Due to macroeconomic changes you’re exceptionally thinking to hire a professional for legitimate guidance. In the rapid economic changing scenario, you hardly get guaranteed rate of return on your investments. Simultaneously, interest rates are deteriorating by the day. You can hardly offset inflation & income tax if you pursue...
Tuhin and Tandra Paul took right steps to build their retirement corpus just in time to avoid the effects of inflation. Life after retirement is often not what one expects it to be. And inflation can make things doubly difficult. Kolkata-based Tuhin and Tandra Paul took steps just in...
Most pensioners believe in employment benefits which sounds good. But, in practice, it’s not defined benefit pension plan. If not understood, it’ll be an illusion. Pension income or Fixed Income Plans (passive) is not enough for you after you retire from work-life. Practical example showing why only pension income...
What is Personal Finance? Personal Finance construes all financial resolutions and implementations of resolutions of an individual or household which includes budgeting, insurance planning, mortgage planning, savings and retirement planning, income tax & estate planning and so on. Hardly any individual religiously maintains his budget. Budget is basically projected...
Asset allocation is like a rudder to balance one’s risk and investment portfolio return. An Investment Adviser tries to understand the risk profile of an investor, his investment time horizon & investment objectives. Through financial planning processes, an Investment Adviser understands client’s personal qualitative and quantitative factors. He also...
Chasing return on investment without knowing your subtle subjective issues of life is futile for your financial health. You have responsibilities and commitments towards your family. You know your aspirations of life. You wish to fulfill all your financial commitments within your working period (earning phase). People ponder that...
REGULATORY DISCLOSURE
Arijit Sen is a SEBI Registered Investment Advisor [INA300012723].
Below details are mentioned from SEBI’s SCORES portal as of May, 2026 as mandated by SEBI
| DETAILS | NO. OF COMPLAINTS |
|---|---|
| At the beginning of the month | 0 |
| Received during the month | 0 |
| Resolved during the month | 0 |
| Pending at the end of the month | 0 |
| Reason for pendency | N.A. |
As per SEBI Circular No. SEBI/HO/OIAE_IAD-1/P/CIR/2023/131, dated July 31, 2023, link to Online Dispute Resolution: https://smartodr.in/login