We have come across many who are skeptical about when is the optimum time to formally start financial planning. The need to properly manage your personal finances is invariably imperative. But, unfortunately, skills to manage personal finances are not taught in schools. Thus, many end up taking unsuitable financial...
Debt has become a huge component in family’s finances. Spending more money than you make is basically spending money you don’t have or money you are yet to earn. Borrowing irresponsibly and thereafter trying to come out of a debt trap is never easy. It’s never too late to realize that paying off debt is also...
It is common in Indian culture to examine personal horoscopes of the girl and the boy before finalizing the marriage. Isn’t it also constructive to see what money values (behavior around money) both of them have? Financial compatibility is cardinal nowadays. The decision to get married is one of...
Financial planning for salaried employees are always unique. No salaried employee can be fully prepared for job loss without having a comprehensive Financial Plan in place. The problem is most people do not think of this likelihood till they are actually sacked. Due to Covid-19 pandemic, the fear of...
Where will we be in six months, a year and 10 years from now? Were we moving too fast by taking things for granted? With the onset of the pandemic, we are being necessitated to change our way of living. The awful phase is adversely affecting the economy. Majorly...
Personal finance and personal financial goal setting are intertwined when it comes to financial planning. Personal financial goals in life are always unique; it depends on person to person. There may be a big wish list but unless you identify your financial goals, it may look impossible to achieve...
A salaried employee gets a fixed and regular income/compensation for the services he/she renders to an employer/organization. Financial planning for salaried employee is critical because the future and present requirements of the family are to be met from the pre-defined and fixed income source. Major part of the income...
You may raise one question, “Why financial planning for women in India is exclusively necessary?” or, “Are there any distinct aspects in financial planning for women in India?” Arguably, women in India had been considered less important than men since early days and they have been facing various problems...
Our apprehension of personal finance began with our piggy banks. Whenever our close relatives gave us money, we gingerly put it in the piggy banks with the wish to buy something later. The concept of budgeting seeped in when we had to wisely spend our pocket money trying not...
Financial Plan for single parent is an essential guide in life’s journey. Divorce is calamitous on the person’s personal finances, especially living with dependent children. Emotional struggle during the divorce is undoubtedly miserable. The situation demands the single parent to regain control of his/her life. This involves becoming more...
REGULATORY DISCLOSURE
Arijit Sen is a SEBI Registered Investment Advisor [INA300012723].
Below details are mentioned from SEBI’s SCORES portal as of May, 2026 as mandated by SEBI
| DETAILS | NO. OF COMPLAINTS |
|---|---|
| At the beginning of the month | 0 |
| Received during the month | 0 |
| Resolved during the month | 0 |
| Pending at the end of the month | 0 |
| Reason for pendency | N.A. |
As per SEBI Circular No. SEBI/HO/OIAE_IAD-1/P/CIR/2023/131, dated July 31, 2023, link to Online Dispute Resolution: https://smartodr.in/login