Emergency Fund: A Financial Lifeline For Uncertain Times
Life is full of surprises, some good and some not-so-good. The not-so-good ones can really shake up your finances if you're not prepared. That's where an emergency fund comes into picture. It's a stash of money you save up and
How To Set Financial Goals For Your Future
With rising inflation, longer life expectancies, increasing education costs, and shooting healthcare needs, financial planning, and adequate investments have never been more important. This is especially true for Indians, as India lacks a robust social security system. Thus, individuals need
6 major misconceptions about financial planning smashed
The plethora of information on personal finance available is great. But the information comes with so many challenges. It’s a fact that we’re bombarded with misleading figures, half-truths, and fabricated details from various sources. This leads to the development of
Mid 2022 Investment Outlook: What’s The Way Forward?
Just as the Covid-rattled world economy is setting out towards recovery and growth, Russia-Ukraine crisis is a dampener on us. This article is a general opinion on Mid 2022 investment outlook to better your investing journey! Inflation has become a major
A Plan For Early Retirement Is Not Always A Choice – It Can Be A Compulsion
Have you thought of retirement as a phase of your life? You must have got a sense of your ideal retirement age. You should have made certain plans based on that timeline. Do you have a retirement plan in place?
Want to retire early at 45? Let’s get practical
If you are planning to retire early, please accept that you’re not the only one. Are you inspired to retire early or is it just a vague desire? If you are influenced by the FIRE movement - Financially Independent Retire
When to start financial planning? Answer is always, “NOW”
We have come across many who are skeptical about when is the optimum time to formally start financial planning. The need to properly manage your personal finances is invariably imperative. But, unfortunately, skills to manage personal finances are not taught
Coming out of debt trap: A step towards financial freedom
Debt has become a huge component in family’s finances. Spending more money than you make is basically spending money you don't have or money you are yet to earn. Borrowing irresponsibly and thereafter trying to come out of a debt trap is never easy. It’s never too
Money conversations before getting married: Exploring relevant aspects
It is common in Indian culture to examine personal horoscopes of the girl and the boy before finalizing the marriage. Isn’t it also constructive to see what money values (behavior around money) both of them have? Financial compatibility is cardinal
Financially surviving layoffs can be challenging without a Financial Plan
Financial planning for salaried employees are always unique. No salaried employee can be fully prepared for job loss without having a comprehensive Financial Plan in place. The problem is most people do not think of this likelihood till they are