Know how risk profiling and investment asset allocation are inter-related
Investing is one of the critical components of financial planning. It plays a crucial role in achieving short-term, medium-term, and long-term financial goals. However, investing is not a one-size-fits-all approach, as each individual has a unique risk tolerance,
10 signs you need a Financial Adviser in 2024
10 signs you need a Financial Adviser Finance and investing can be confusing subjects, with many different options and strategies to choose from. While some people have the knowledge and confidence to manage their money independently, most people can
Ask a Financial Advisor these 5 questions before the engagement
Just as you go to a doctor when you fall ill or you go to a lawyer when you need legal guidance, you may engage a Financial Advisor if you need financial advice. Before you start working with
6 major misconceptions about financial planning smashed
The plethora of information on personal finance available is great. But the information comes with so many challenges. It’s a fact that we’re bombarded with misleading figures, half-truths, and fabricated details from various sources. This leads to the
Higher pension offered by EPFO: Should you opt out?
The Supreme Court took a decision on 4th November 2022 to allow higher pensions to eligible employees under the Employees' Pension Scheme, 1995 (EPS-95). Following this decision, many are concerned about the eligibility criteria to opt for a higher
Exchange Traded Funds (ETF) basics and myths around it
Exchange Traded Funds (ETFs) are an investment fund that tracks the performance of a specific index. Just like stocks, one can trade ETFs on a stock exchange. An ETF is structured in the same manner as the unit