Due to macroeconomic changes you’re exceptionally thinking to hire a professional for legitimate guidance. In the rapid economic changing scenario, you hardly get guaranteed rate of return on your investments. Simultaneously, interest rates are deteriorating by the day. You can hardly offset inflation & income tax if you pursue...
We know about the physical, psychological & financial effects of an addiction. What about the family? Why and how will they face the financial crisis? “Your life is in your hands, to make of it what you choose.” – John Kehoe Practical Scenario Once I got a call from...
I call this “Bare Bones Financial Strategy.” The reason behind my discussion is to emphasize the essential elements of the Financial Strategy related to own startup after quitting job. One can change the business/professional strategy over a period of time through reviews after s/he quits job. You need to...
Why some of you are destined to be entrepreneurs? Why do you wish to quit job and start your own business? We come with solution through Startup Plan. The common apprehensions are:- Unexpected overload of work that drags them to frustration Income growth not at par with inflation No/less...
According to Uttam Kumar Sen, a certified financial planner, everybody should penny-pinch as it helps oneself to understand the worth of each penny and develop a sense of responsibility. “If you want to earn 8% interest to get Re. 1, you will have to invest Rs.12.50 for 1 year....
Uncertainty is possibility of an outcome, i.e. what you expect may or may not appear. While we say future never resembles the past, we mean our future is uncertain. As Financial Adviser in Kolkata, we make you aware of things which are uncertain. The only certain things are our...
Tuhin and Tandra Paul took right steps to build their retirement corpus just in time to avoid the effects of inflation. Life after retirement is often not what one expects it to be. And inflation can make things doubly difficult. Kolkata-based Tuhin and Tandra Paul took steps just in...
Most pensioners believe in employment benefits which sounds good. But, in practice, it’s not defined benefit pension plan. If not understood, it’ll be an illusion. Pension income or Fixed Income Plans (passive) is not enough for you after you retire from work-life. Practical example showing why only pension income...
What is Personal Finance? Personal Finance construes all financial resolutions and implementations of resolutions of an individual or household which includes budgeting, insurance planning, mortgage planning, savings and retirement planning, income tax & estate planning and so on. Hardly any individual religiously maintains his budget. Budget is basically projected...
Asset allocation is like a rudder to balance one’s risk and investment portfolio return. An Investment Adviser tries to understand the risk profile of an investor, his investment time horizon & investment objectives. Through financial planning processes, an Investment Adviser understands client’s personal qualitative and quantitative factors. He also...









