Planning for retirement? Consider factors beyond your finances
Financial planning is all about living in the present and also planning for the future. Retirement planning is as much a psychological aspect as it is a financial one. When you are planning for retirement, you need to look beyond
Emergency Fund: A Financial Lifeline For Uncertain Times
Life is full of surprises, some good and some not-so-good. The not-so-good ones can really shake up your finances if you're not prepared. That's where an emergency fund comes into picture. It's a stash of money you save up and
How To Set Financial Goals For Your Future
With rising inflation, longer life expectancies, increasing education costs, and shooting healthcare needs, financial planning, and adequate investments have never been more important. This is especially true for Indians, as India lacks a robust social security system. Thus, individuals need
Know how risk profiling and investment asset allocation are inter-related
Investing is one of the critical components of financial planning. It plays a crucial role in achieving short-term, medium-term, and long-term financial goals. However, investing is not a one-size-fits-all approach, as each individual has a unique risk tolerance, investment horizon,
10 signs you need a Financial Adviser in 2024
10 signs you need a Financial Adviser Finance and investing can be confusing subjects, with many different options and strategies to choose from. While some people have the knowledge and confidence to manage their money independently, most people can benefit from
Ask a Financial Advisor these 5 questions before the engagement
Just as you go to a doctor when you fall ill or you go to a lawyer when you need legal guidance, you may engage a Financial Advisor if you need financial advice. Before you start working with a Financial
6 major misconceptions about financial planning smashed
The plethora of information on personal finance available is great. But the information comes with so many challenges. It’s a fact that we’re bombarded with misleading figures, half-truths, and fabricated details from various sources. This leads to the development of
Higher pension offered by EPFO: Should you opt out?
The Supreme Court took a decision on 4th November 2022 to allow higher pensions to eligible employees under the Employees' Pension Scheme, 1995 (EPS-95). Following this decision, many are concerned about the eligibility criteria to opt for a higher pension. Before trying
Exchange Traded Funds (ETF) basics and myths around it
Exchange Traded Funds (ETFs) are an investment fund that tracks the performance of a specific index. Just like stocks, one can trade ETFs on a stock exchange. An ETF is structured in the same manner as the unit creation of
Mid 2022 Investment Outlook: What’s The Way Forward?
Just as the Covid-rattled world economy is setting out towards recovery and growth, Russia-Ukraine crisis is a dampener on us. This article is a general opinion on Mid 2022 investment outlook to better your investing journey! Inflation has become a major