MERRY MIND symbolizes the state of mind that organizes today’s mindful actions to avoid tomorrow’s adversities.
How do we collaborate with our unique clients?
“From the very beginning we don’t wait for the right moment to start. If we realize the purpose, we follow the structured methods and see the outcome.”
Financial planning revolves around standardized processes. We affirm that the one-size-fits-all financial planning is a disadvantage. Financial planning software or templates are not sufficient for planning your finances. Tailored or unique and personalized questions towards identification of client’s specific needs have to be addressed for solutions. Thus, both client and the planner can extrapolate the purpose. Opting for something by chance is not a solution. Clarity of purpose is vital for achievement with mindfulness. If we can develop goals and aspirations mindfully and act as per plan we can make our lives less stressful.
The big question & uncertainty
How can clients find the right planner for them or how can a planner know that he’s well fit for his clients?
Our philosophy as Financial Planners
Being Certified Financial Planner in Kolkata, we have substantial role to play by rallying round people making them follow the Financial Plan to achieve their aspirations and financial goals. Simultaneously, we aid our clients to take informed decisions before implementation of plan. Our ideology is to understand the interlinked effects of investments which are aligned with risk taking capacity and willingness to take risk of an investor, tax, inflation, investment time horizon etc. This is the full time job of the professional investment advisors. We establish a solid relationship with our clients. Our fiduciary duties are to act in the best interest of our clients. We act in a responsible and ethical manner that is why our clients put their trusts on us.
What are our values, including mission and vision?
As Financial Advisor in Kolkata, we strongly believe that without clear vision of your unique achievable goals, you can hardly fulfill them. Not only that, you have to quantify the amount of each goal by specifying the time (dd/mm/year) when you like to reach there. No one can achieve any goal without defined value and time, otherwise it becomes directionless. With this clarity, the goals become tangible; our team bridges the gap between what you have and what you need. We offer peace of mind to every client. Ultimately peace of mind means a deep rooted confidence that comes from knowledge. Confidence comes from knowing what you’re doing, how you’re doing and ultimately, the outcome. We help our clients to increase self-knowledge and awareness. Both personal finance and financial products are complex. We portray it as a critical juncture – the intersection of taking charge of planning and peace of mind. We believe our clients have the highest potential to realize their achievable goals through periodic review. All we need is patience! It’s more important to move slow and gain the experience as lessons, i.e. you’ll learn to control emotions. A composed decision helps you to reach your goal easily. If you rush through the process, you’ll arrive at your destination empty-handed.
Are clients satisfied with the current communications from us?
As SEBI Registered Investment Advisor in Kolkata, we spend quality time with our clients by asking qualitative and quantitative questions. We use the communication protocol. We ask them about their struggles, opportunities, commitments, and aspirations of life.
We started with the thought that one needs information to understand their subjective issues in life. It gives us pleasure to present a unique handful of case studies in “Blog” section to readers. Sometimes, readers can identify their unique purposes and requirements in place by going through the articles. While readers place themselves in the portrayed situations, they can visualize both visible and invisible areas, which are not 100% error-free, but still they can interpret. They can comprehend rationally. They might have “self-knowledge crisis” or “misleading solutions/false dilemma”. Ultimately they hunt for “how to lead to a peaceful life”. We repeat the word “unique/subjective issues, the reason being there are no general concerns in personal finance. Everyone’s situations and mindsets are always unique in nature. Therefore each unique issue has its unique solution/s. It depends on individual’s health and mental state, age, financial condition, family structure, spirituality and basic education, and attitude etc.
We have tried to explain it unambiguously; it doesn’t give any guaranteed solution but it’s for illustration purpose only to make your understandings clearer.
People consult their physician while they have health issues. The physician checks the patient to diagnose the disease and writes prescription according to patient’s conditions. The patient follows the prescription and may recover from illness, subject to health condition of patient. Similarly, an individual appears to us for their unique financial concerns. They are in need of financial wellness for peace of mind. Irrational investment behavior results in costly in achieving financial goals with mindfulness.
There may be a big gap between what you need and what you were served. One of the most vital concerns of human life is how to achieve financial independence. All products and solutions are good. But which one suits you the most is what we analyze and recommend. This involves processes revolving around you.
Just finance can’t be the only answer. You have to balance your life. We need to consider maintaining sound health and mind, accomplishing our professional commitments, fulfilling family commitments and responsibilities, discharging social commitments and spiritual goals etc.
As Fee Only Financial Planner in Kolkata, our purpose is to take you through unique processes with the intention to pave your path towards peace of mind.
The epitomes of life management are:
- Setting life goals according to phases of life/life cycle
- Introspecting to upgrade quality of life
- Bringing control in life by controlling thoughts
- Implementation of a strategy with periodical reviews
- Practice! Practice! Practice!
- Development of will-power to become truly successful
Conclusion
We believe in long term relationships with our clients and also believe to be benefitted by benefitting our clients. At the end of the day, we respect each client’s aspiration and both of our viewpoints (client and planner) which are aligned with the financial planning philosophy. We love what we’re doing for the benefits of our clients. Success will follow us if we can satisfy our clients.